The Social Security Administration (SSA) will determine that an individual is disabled if they have a long-term disability that prevents them from working in any capacity. An individual is disabled if they cannot engage in any substantial gainful activity (commonly referred to as SGA) because of their mental or physical medical condition.
Imagine this: you apply for Social Security Disability Insurance (SSDI) benefits. After a long waiting period, you finally receive a favorable decision on your claim. You are excited and eager to receive the much-needed income, but then discover the monthly amount is less than you expected. Why?!?!?